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Credit bureaus operate a black box model that blocks small businesses from the economic opportunities they deserve. Lumenous is applying recent advancements in data science to help businesses create and manage their own credit profiles. In addition to promising visibility and control in credit evaluations, we provide tools to selectively share private data with key stakeholders and earn rewards for good performance.
Lumenous flips the model of credit bureaus. Now businesses can share credit information on their own terms to access capital and commerce.